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HOW LEXINGTON LAW CAN HELP YOU

No one wants a bad credit score. Have you by any chance delayed to paid your credit bills or even defaulted on your mortgage payments? Below is how Lexington Law can help you fix your credit score. You do not have to worry anymore about being denied credit or even being charged more Lexington Law will help you have an impressive credit report.

Lexington Law’s Team Is The Best

Lexington Law is a team of well-versed attorneys who understand the details regarding consumer protection, especially when it comes to matters involving a bad credit report. Consultation is free at the firm and anyone who needs to know more about their rights regarding credit may call and be advised accordingly. In case you want to have your credit score fixed, you will then be required to deposit some amount of money for the firm to obtain your credit reports. The well-trained team will then have a review of your credit report and come up with a plan to fix it quickly.

The team at Lexington Law will use the statutes put in place to protect you as the consumer to ensure that creditors act according to what the law stipulates. This includes ensuring that creditors show you, the consumer, proof regarding any negative information placed on your credit report. Any information that is erroneous for whatever reason will be struck out from your credit report. Creditors will also be required to clear any such data from their databases and any other information that cannot be verified or proved by them. Lexington Law will help you by ensuring that no wrong information that taints your credit report is put on it and will ensure that creditors comply with the law.

Types of Negative Items They Can Remove

The highly trained and skilled team will help you clear all the negative data from your credit report. Such data that needs to be cleared from your report and will for sure be cleared by the team at Lexington Law Firm includes late payments, liens, charge-offs, bankruptcies, foreclosures, settlements and even wage garnishments. You can then be assured of a credit score that has no negative data

Do you have a credit score that you want to be fixed? Visit Lexington Law and have your credit report repaired. The firm will ensure that all the negative data on your report that might jeopardize your credit-worthiness is cleared and that creditors observe your rights. That is how Lexington Law can help you.

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DEBT CONSOLIDATION

Debt consolidation is a dangerous way of trying to solve your debt problems. It is basically the act of using new credit to pay off a previous debt. This notion seems appealing because there is a lower interest rate on some debt and a lower payment. In the actual sense lower payments exists because the term is extended and the longer you stay in debt, the more you will end up paying the lender. From all financial plans, there are for people with large debts, debt consolidation is the most valuable and least understood by many.

Is Debt Consolidation Right For You?

The truth is always there and you need to know it better and understand it One truth is that debt consolidation does not in any way reduce your debt. If you owe a total of $10,000 in loans and you decide to consolidate that debt, you still will owe the same $10,000. Debt consolidation does not settle or write off any of you debt. Debt consolidation will have an impact on your credit score positively and it is a fact that most people do not know. It improves your credit score as you are paying smaller loans and when a loan is paid in full this impacts your credit card positively.

The third truth abut debt consolidation is that you do not need to own a home to consolidate. There is an advantage though in that anyone who owns a home can quickly combine. But you can still consolidate your debt without owning a home. Debt consolidation is much different from debt settlement and banruptcy.

The truth is that it is not much of a program and you can do it even by yourself. This is if you know enough. Debt consolidation is whereby you lump all your debts and repackage them. Debt settlement involves dealing with a company with aim of reducing what you owe. Bankruptcy is a legal proceeding that requires a judge.

To most people debt consolidation makes it hard for them to seek future Ions. It is sought of truth in most cases but its unlikely anyone will figure out you consolidated your debt. Borrowing money and then taking another loan will likely leave a trail of somebody who pays of responsibly. This will more likely make you a desirable creditor. The main reason why people consolidate loans is that new loans are structured in a way that is more favorable than the old ones. In debt consolidation whatever you owed as a debt before consolidation is the same amount you will owe after consolidating.